Unfortunately it is only after the event that many people deeply regret not taking out travel insurance.
The Foreign & Commonwealth Office’s (FCO) Travel Advice Notices aim to ensure that British travellers are well prepared before departure.
To check the latest FCO advice, click here
Know Before You Go’ (KBYG) is an ongoing campaign to help Brits to stay safe and healthy abroad
To find out more information, click here
The European Health Insurance Card (EHIC) allows you to access state-provided healthcare in all European Economic Area (EEA) countries and Switzerland at a reduced cost or sometimes free of charge. This card is neither necessary nor available for IOM and CI residents.
To find out more detail on the EHIC, click here
You can check out jabs needed and health precautions you should take with Fit For Travel - this link will take you to an NHS Scotland site where you can enter the country you intend to visit for specific information.
Any emergency abroad can potentially be extremely expensive. For instance, if you need to be repatriated to the UK following a medical emergency, it could cost you thousands of pounds, unless you are adequately insured:
Figures supplied by FirstAssist Services Ltd.
Remember: the British Embassy or High Commission will not pay for this.
Always check the conditions and exclusions of your policy:
A good insurance policy will cover you for cancelling or curtailing (cutting short) a trip. Check carefully to see exactly what you’re covered for:
Try to book with a tour operator or travel agent that holds an ATOL (Air Travel Organiser’s Licence) or is a member of an association that can offer financial protection for your travel arrangements, e.g. ABTA or AITO. Always ask your travel provider if protection applies to your travel arrangements.
If you accidentally cause an injury to someone or damage their property they may sue you. Good travel insurance will cover you for personal liability.
Travel insurance can cover a personal accident payment made for permanent disability or death.